Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$227,269	$224,910
Remaining term (yrs)	27.0	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.110%	7.400%
Blended rate	6.660%	7.640%
1st payment	$1,432.04	$1,557.23
2nd payment	$0.00	$0.00
Taxes / mo	$95.88	$95.88
Insurance / mo	$150.00	$150.00
MI / mo	$108.19	$44.98
HOA / mo	$0.00	$0.00
Total monthly	$1,786.11	$1,848.09
Cash to close	$22,631	$24,990