Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$153,148$153,148$220,950
Remaining term (yrs)26.326.330.0
Secondary amount$0$67,802$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.660%8.071%7.640%
1st payment$1,042.50$1,042.50$1,529.81
2nd payment$0.00$508.51$0.00
Taxes / mo$101.25$101.25$101.25
Insurance / mo$150.00$150.00$150.00
MI / mo$113.15$113.15$44.19
HOA / mo$0.00$0.00$0.00
Total monthly$1,406.90$1,915.41$1,825.25
Cash to close$92,352$24,550$24,550