Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$94,102	$94,102	$252,000
Remaining term (yrs)	21.0	21.0	30.0
Secondary amount	$0	$157,898	$0
Funding fee	$0	$0	$0
Note rate	3.880%	3.880%	7.400%
Blended rate	4.730%	6.779%	7.640%
1st payment	$545.16	$545.16	$1,744.80
2nd payment	$0.00	$1,052.65	$0.00
Taxes / mo	$258.17	$258.17	$258.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$82.07	$82.07	$50.40
HOA / mo	$668.00	$668.00	$668.00
Total monthly	$1,703.39	$2,756.05	$2,871.36
Cash to close	$185,898	$28,000	$28,000