Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$201,287	$201,287	$233,910
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$32,623	$0
Funding fee	$0	$0	$0
Note rate	2.740%	2.740%	7.400%
Blended rate	3.590%	4.345%	7.640%
1st payment	$940.73	$940.73	$1,619.55
2nd payment	$0.00	$244.67	$0.00
Taxes / mo	$275.75	$275.75	$275.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$163.44	$163.44	$46.78
HOA / mo	$150.00	$150.00	$150.00
Total monthly	$1,679.91	$1,924.58	$2,242.08
Cash to close	$58,613	$25,990	$25,990