Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$597,336	$597,336	$764,100
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$166,764	$0
Funding fee	$2,987	$2,987	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	6.270%	6.648%	7.640%
1st payment	$3,856.37	$3,856.37	$5,290.47
2nd payment	$0.00	$1,111.76	$0.00
Taxes / mo	$251.64	$251.64	$251.64
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$152.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,324.67	$5,436.43	$5,911.60
Cash to close	$251,664	$84,900	$84,900