Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$184,502	$184,502	$607,410
Remaining term (yrs)	19.5	19.5	30.0
Secondary amount	$0	$422,908	$0
Funding fee	$0	$0	$0
Note rate	3.570%	3.570%	7.400%
Blended rate	4.420%	6.739%	7.640%
1st payment	$1,089.20	$1,089.20	$4,205.58
2nd payment	$0.00	$2,731.28	$0.00
Taxes / mo	$398.94	$398.94	$398.94
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$170.33	$170.33	$121.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,825.14	$4,556.42	$4,892.67
Cash to close	$490,398	$67,490	$67,490