Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$61,459	$61,459	$463,500
Remaining term (yrs)	13.4	13.4	30.0
Secondary amount	$0	$402,041	$0
Funding fee	$0	$0	$0
Note rate	5.030%	5.030%	7.400%
Blended rate	5.880%	7.502%	7.640%
1st payment	$523.42	$523.42	$3,209.18
2nd payment	$0.00	$2,596.51	$0.00
Taxes / mo	$451.92	$451.92	$451.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$68.83	$68.83	$92.70
HOA / mo	$147.00	$147.00	$147.00
Total monthly	$1,357.83	$3,954.34	$4,067.46
Cash to close	$453,541	$51,500	$51,500