Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$276,299$276,299$292,500
Remaining term (yrs)25.625.630.0
Secondary amount$0$32,451$0
Funding fee$1,381$1,381$0
Note rate4.980%4.980%7.400%
Blended rate4.980%5.705%7.640%
1st payment$1,588.41$1,588.41$2,025.21
2nd payment$0.00$321.13$0.00
Taxes / mo$304.00$304.00$304.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,042.41$2,363.54$2,537.71
Cash to close$48,701$16,250$32,500