Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$190,829	$190,829	$305,100
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$114,271	$0
Funding fee	$0	$0	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	4.320%	5.698%	7.640%
1st payment	$988.35	$988.35	$2,112.45
2nd payment	$0.00	$761.81	$0.00
Taxes / mo	$462.58	$462.58	$462.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$156.49	$156.49	$61.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,757.42	$2,519.23	$2,786.05
Cash to close	$148,171	$33,900	$33,900