Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$251,202	$234,000
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$1,256	$0
Note rate	3.760%	7.400%
Blended rate	3.760%	7.640%
1st payment	$1,275.13	$1,620.17
2nd payment	$0.00	$0.00
Taxes / mo	$228.48	$228.48
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$46.80
HOA / mo	$50.00	$50.00
Total monthly	$1,703.61	$2,095.45
Cash to close	$8,798	$26,000