Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$187,556	$187,556	$332,910
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$145,354	$0
Funding fee	$0	$0	$0
Note rate	4.170%	4.170%	7.400%
Blended rate	5.020%	6.321%	7.640%
1st payment	$1,129.62	$1,129.62	$2,305.00
2nd payment	$0.00	$969.03	$0.00
Taxes / mo	$441.86	$441.86	$441.86
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$164.21	$164.21	$66.58
HOA / mo	$300.00	$300.00	$300.00
Total monthly	$2,185.70	$3,154.72	$3,263.44
Cash to close	$182,344	$36,990	$36,990