Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$252,500$252,500$351,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$98,500$0
Funding fee$0$0$0
Note rate5.220%5.220%7.400%
Blended rate6.070%6.892%7.640%
1st payment$1,478.34$1,478.34$2,430.25
2nd payment$0.00$738.75$0.00
Taxes / mo$342.67$342.67$342.67
Insurance / mo$150.00$150.00$150.00
MI / mo$190.27$190.27$70.20
HOA / mo$44.00$44.00$44.00
Total monthly$2,205.28$2,944.03$3,037.12
Cash to close$137,500$39,000$39,000