Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$164,819	$164,819	$251,100
Remaining term (yrs)	21.8	21.8	30.0
Secondary amount	$0	$86,281	$0
Funding fee	$0	$0	$0
Note rate	4.570%	4.570%	7.400%
Blended rate	5.420%	6.650%	7.640%
1st payment	$993.16	$993.16	$1,738.57
2nd payment	$0.00	$647.11	$0.00
Taxes / mo	$340.83	$340.83	$340.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$137.71	$137.71	$50.22
HOA / mo	$90.00	$90.00	$90.00
Total monthly	$1,711.71	$2,358.81	$2,369.62
Cash to close	$114,181	$27,900	$27,900