Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$186,942	$186,942	$333,000
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$146,058	$0
Funding fee	$0	$0	$0
Note rate	4.050%	4.050%	7.400%
Blended rate	4.900%	6.260%	7.640%
1st payment	$1,108.26	$1,108.26	$2,305.62
2nd payment	$0.00	$973.72	$0.00
Taxes / mo	$298.88	$298.88	$298.88
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$163.44	$163.44	$66.60
HOA / mo	$356.00	$356.00	$356.00
Total monthly	$2,076.59	$3,050.31	$3,177.10
Cash to close	$183,058	$37,000	$37,000