Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$268,277$268,277$296,955
Remaining term (yrs)26.326.330.0
Secondary amount$0$28,678$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.660%7.789%7.640%
1st payment$1,826.19$1,826.19$2,056.06
2nd payment$0.00$215.08$0.00
Taxes / mo$397.02$397.02$397.02
Insurance / mo$150.00$150.00$150.00
MI / mo$198.22$198.22$59.39
HOA / mo$0.00$0.00$0.00
Total monthly$2,571.43$2,786.51$2,662.47
Cash to close$61,673$32,995$32,995