Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$174,725$174,725$265,500
Remaining term (yrs)21.821.830.0
Secondary amount$0$90,775$0
Funding fee$0$0$0
Note rate4.570%4.570%7.400%
Blended rate5.420%6.644%7.640%
1st payment$1,052.85$1,052.85$1,838.27
2nd payment$0.00$680.82$0.00
Taxes / mo$238.19$238.19$238.19
Insurance / mo$150.00$150.00$150.00
MI / mo$145.99$145.99$53.10
HOA / mo$21.50$21.50$21.50
Total monthly$1,608.52$2,289.34$2,301.05
Cash to close$120,275$29,500$29,500