Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$164,293	$164,293	$274,499
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$110,206	$0
Funding fee	$0	$0	$0
Note rate	4.070%	4.070%	7.400%
Blended rate	4.920%	6.157%	7.640%
1st payment	$921.72	$921.72	$1,900.58
2nd payment	$0.00	$734.70	$0.00
Taxes / mo	$279.20	$279.20	$279.20
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$135.60	$135.60	$54.90
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,586.52	$2,321.23	$2,484.68
Cash to close	$140,706	$30,500	$30,500