Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$291,723	$291,723	$301,500
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$26,527	$0
Funding fee	$0	$0	$0
Note rate	6.780%	6.780%	7.400%
Blended rate	7.330%	7.709%	7.640%
1st payment	$1,948.36	$1,948.36	$2,087.53
2nd payment	$0.00	$262.51	$0.00
Taxes / mo	$361.00	$361.00	$361.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$137.26	$137.26	$60.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,596.62	$2,859.14	$2,658.83
Cash to close	$43,277	$16,750	$33,500