Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$305,929$305,929$315,000
Remaining term (yrs)26.626.630.0
Secondary amount$0$26,571$0
Funding fee$0$0$0
Note rate6.540%6.540%7.400%
Blended rate7.090%7.472%7.640%
1st payment$2,020.25$2,020.25$2,181.00
2nd payment$0.00$262.94$0.00
Taxes / mo$497.00$497.00$497.00
Insurance / mo$150.00$150.00$150.00
MI / mo$145.89$145.89$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,813.13$3,076.07$2,891.00
Cash to close$44,071$17,500$35,000