Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$285,459$285,459$337,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$52,041$0
Funding fee$0$0$0
Note rate3.160%3.160%7.400%
Blended rate4.010%4.779%7.640%
1st payment$1,415.34$1,415.34$2,336.78
2nd payment$0.00$390.31$0.00
Taxes / mo$473.31$473.31$473.31
Insurance / mo$150.00$150.00$150.00
MI / mo$232.99$232.99$67.50
HOA / mo$152.00$152.00$152.00
Total monthly$2,423.64$2,813.94$3,179.59
Cash to close$89,541$37,500$37,500