Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$175,934	$175,934	$265,500
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$89,566	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	5.654%	7.640%
1st payment	$834.33	$834.33	$1,838.27
2nd payment	$0.00	$671.75	$0.00
Taxes / mo	$325.69	$325.69	$325.69
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$138.40	$138.40	$53.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,448.41	$2,120.15	$2,367.05
Cash to close	$119,066	$29,500	$29,500