Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$695,725$695,725$1,250,100
Remaining term (yrs)24.524.530.0
Secondary amount$0$554,375$0
Funding fee$3,479$3,479$0
Note rate2.850%2.850%7.400%
Blended rate2.850%5.023%7.640%
1st payment$3,282.94$3,282.94$8,655.44
2nd payment$0.00$3,580.34$0.00
Taxes / mo$1,157.50$1,157.50$1,157.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$250.02
HOA / mo$35.00$35.00$35.00
Total monthly$4,692.11$8,272.45$10,314.63
Cash to close$693,275$138,900$138,900