Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$326,116$326,116$378,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$51,884$0
Funding fee$1,631$1,631$0
Note rate2.870%2.870%7.400%
Blended rate2.870%3.711%7.640%
1st payment$1,521.05$1,521.05$2,617.20
2nd payment$0.00$389.13$0.00
Taxes / mo$212.18$212.18$212.18
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.60
HOA / mo$130.00$130.00$130.00
Total monthly$2,013.24$2,402.37$3,184.98
Cash to close$93,884$42,000$42,000