Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$294,896	$294,896	$384,300
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$89,404	$0
Funding fee	$1,474	$1,474	$0
Note rate	5.230%	5.230%	7.400%
Blended rate	5.230%	6.107%	7.640%
1st payment	$1,736.18	$1,736.18	$2,660.82
2nd payment	$0.00	$670.53	$0.00
Taxes / mo	$292.03	$292.03	$292.03
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.86
HOA / mo	$33.00	$33.00	$33.00
Total monthly	$2,211.21	$2,881.74	$3,212.71
Cash to close	$132,104	$42,700	$42,700