Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$244,999$244,999$265,500
Remaining term (yrs)25.925.930.0
Secondary amount$0$35,251$0
Funding fee$0$0$0
Note rate5.520%5.520%7.400%
Blended rate6.370%7.062%7.640%
1st payment$1,480.65$1,480.65$1,838.27
2nd payment$0.00$348.84$0.00
Taxes / mo$246.00$246.00$246.00
Insurance / mo$150.00$150.00$150.00
MI / mo$184.31$184.31$53.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,060.96$2,409.80$2,287.37
Cash to close$50,001$14,750$29,500