Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$295,625	$288,000
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$1,478	$0
Note rate	4.170%	7.400%
Blended rate	4.170%	7.640%
1st payment	$1,564.91	$1,994.05
2nd payment	$0.00	$0.00
Taxes / mo	$266.08	$266.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$57.60
HOA / mo	$0.00	$0.00
Total monthly	$1,980.99	$2,467.74
Cash to close	$24,375	$32,000