Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$335,628	$335,628	$341,999
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$25,371	$0
Funding fee	$0	$0	$0
Note rate	6.540%	6.540%	7.400%
Blended rate	7.090%	7.426%	7.640%
1st payment	$2,177.97	$2,177.97	$2,367.93
2nd payment	$0.00	$251.06	$0.00
Taxes / mo	$472.33	$472.33	$472.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$157.28	$157.28	$68.40
HOA / mo	$150.00	$150.00	$150.00
Total monthly	$3,107.58	$3,358.64	$3,208.67
Cash to close	$44,371	$19,000	$38,000