Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$282,187$282,187$360,000
Remaining term (yrs)23.423.430.0
Secondary amount$0$77,813$0
Funding fee$1,411$1,411$0
Note rate3.620%3.620%7.400%
Blended rate3.620%4.783%7.640%
1st payment$1,487.35$1,487.35$2,492.57
2nd payment$0.00$583.60$0.00
Taxes / mo$522.67$522.67$522.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$503.00$503.00$503.00
Total monthly$2,663.01$3,246.61$3,740.23
Cash to close$117,813$40,000$40,000