Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$259,818	$259,818	$385,200
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$125,382	$0
Funding fee	$0	$0	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	4.610%	5.713%	7.640%
1st payment	$1,316.31	$1,316.31	$2,667.05
2nd payment	$0.00	$835.88	$0.00
Taxes / mo	$145.09	$145.09	$145.09
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$201.08	$201.08	$77.04
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,812.49	$2,648.37	$3,039.18
Cash to close	$168,182	$42,800	$42,800