Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$589,075$589,075$674,910
Remaining term (yrs)25.425.430.0
Secondary amount$0$85,835$0
Funding fee$2,945$2,945$0
Note rate3.210%3.210%7.400%
Blended rate3.210%3.946%7.640%
1st payment$2,821.71$2,821.71$4,672.94
2nd payment$0.00$643.76$0.00
Taxes / mo$1,086.08$1,086.08$1,086.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$134.98
HOA / mo$132.00$132.00$132.00
Total monthly$4,256.46$4,900.22$6,242.67
Cash to close$160,825$74,990$74,990