Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$3,128	$3,128	$166,500
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$163,372	$0
Funding fee	$0	$0	$0
Note rate	7.230%	7.230%	7.400%
Blended rate	7.780%	7.996%	7.640%
1st payment	$22.88	$22.88	$1,152.81
2nd payment	$0.00	$1,089.15	$0.00
Taxes / mo	$402.48	$402.48	$402.48
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$1.49	$1.49	$33.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$576.85	$1,665.99	$1,738.59
Cash to close	$181,872	$18,500	$18,500