Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$107,913$107,913$323,460
Remaining term (yrs)19.919.930.0
Secondary amount$0$215,547$0
Funding fee$0$0$0
Note rate3.450%3.450%7.400%
Blended rate4.300%6.599%7.640%
1st payment$623.08$623.08$2,239.57
2nd payment$0.00$1,392.07$0.00
Taxes / mo$129.32$129.32$129.32
Insurance / mo$150.00$150.00$150.00
MI / mo$98.90$98.90$64.69
HOA / mo$18.75$18.75$18.75
Total monthly$1,020.06$2,412.13$2,602.34
Cash to close$251,487$35,940$35,940