Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$140,747	$140,747	$220,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$79,753	$0
Funding fee	$704	$704	$0
Note rate	3.240%	3.240%	7.400%
Blended rate	3.240%	5.323%	7.640%
1st payment	$706.98	$706.98	$1,526.70
2nd payment	$0.00	$598.14	$0.00
Taxes / mo	$83.75	$83.75	$83.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$44.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$940.73	$1,538.87	$1,804.55
Cash to close	$104,253	$24,500	$24,500