Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$372,870	$372,870	$394,650
Remaining term (yrs)	25.8	25.8	30.0
Secondary amount	$0	$43,705	$0
Funding fee	$1,864	$1,864	$0
Note rate	5.780%	5.780%	7.400%
Blended rate	5.780%	6.419%	7.640%
1st payment	$2,315.57	$2,315.57	$2,732.48
2nd payment	$0.00	$432.50	$0.00
Taxes / mo	$57.48	$57.48	$57.48
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$78.93
HOA / mo	$4.17	$4.17	$4.17
Total monthly	$2,527.23	$2,959.72	$3,023.06
Cash to close	$65,630	$21,925	$43,850