Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$7,578	$7,578	$148,500
Remaining term (yrs)	1.6	1.6	30.0
Secondary amount	$0	$140,922	$0
Funding fee	$0	$0	$0
Note rate	7.090%	7.090%	7.400%
Blended rate	7.940%	7.997%	7.640%
1st payment	$384.76	$384.76	$1,028.18
2nd payment	$0.00	$939.48	$0.00
Taxes / mo	$310.07	$310.07	$310.07
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$40.60	$40.60	$29.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$885.42	$1,824.90	$1,517.95
Cash to close	$157,422	$16,500	$16,500