Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$233,761	$233,761	$251,999
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$32,238	$0
Funding fee	$0	$0	$0
Note rate	3.110%	3.110%	7.400%
Blended rate	3.960%	4.919%	7.640%
1st payment	$1,112.18	$1,112.18	$1,744.79
2nd payment	$0.00	$319.03	$0.00
Taxes / mo	$660.75	$660.75	$660.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$184.25	$184.25	$50.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,107.18	$2,426.21	$2,605.94
Cash to close	$46,238	$14,000	$28,000