Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$422,516	$422,516	$436,500
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$38,234	$0
Funding fee	$2,113	$2,113	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	6.820%	7.239%	7.640%
1st payment	$2,841.67	$2,841.67	$3,022.24
2nd payment	$0.00	$378.36	$0.00
Taxes / mo	$521.25	$521.25	$521.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$87.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,529.59	$3,907.95	$3,797.45
Cash to close	$62,484	$24,250	$48,500