Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$478,763$478,763$517,410
Remaining term (yrs)27.627.630.0
Secondary amount$0$38,647$0
Funding fee$2,394$2,394$0
Note rate7.220%7.220%7.400%
Blended rate7.220%7.353%7.640%
1st payment$3,332.70$3,332.70$3,582.44
2nd payment$0.00$289.85$0.00
Taxes / mo$1,333.33$1,333.33$1,333.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.48
HOA / mo$150.00$150.00$150.00
Total monthly$4,982.70$5,272.55$5,335.92
Cash to close$96,137$57,490$57,490