Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$176,320$176,320$472,500
Remaining term (yrs)15.815.830.0
Secondary amount$0$296,180$0
Funding fee$882$882$0
Note rate3.680%3.680%7.400%
Blended rate3.680%6.231%7.640%
1st payment$1,221.12$1,221.12$3,271.49
2nd payment$0.00$1,912.83$0.00
Taxes / mo$1,051.73$1,051.73$1,051.73
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,439.51$4,352.34$4,584.39
Cash to close$348,680$52,500$52,500