Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$189,761$189,761$222,210
Remaining term (yrs)25.925.930.0
Secondary amount$0$32,449$0
Funding fee$0$0$0
Note rate5.410%5.410%7.400%
Blended rate6.260%6.660%7.640%
1st payment$1,134.25$1,134.25$1,538.54
2nd payment$0.00$243.37$0.00
Taxes / mo$561.33$561.33$561.33
Insurance / mo$150.00$150.00$150.00
MI / mo$142.92$142.92$44.44
HOA / mo$0.00$0.00$0.00
Total monthly$1,988.50$2,231.87$2,294.31
Cash to close$57,139$24,690$24,690