Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$112,563	$112,563	$315,000
Remaining term (yrs)	9.5	9.5	30.0
Secondary amount	$0	$202,437	$0
Funding fee	$563	$563	$0
Note rate	2.240%	2.240%	7.400%
Blended rate	2.240%	5.781%	7.640%
1st payment	$1,080.12	$1,080.12	$2,181.00
2nd payment	$0.00	$1,307.40	$0.00
Taxes / mo	$1,179.17	$1,179.17	$1,179.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,409.29	$3,716.69	$3,573.16
Cash to close	$237,437	$35,000	$35,000