Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$700,640$700,640$724,410
Remaining term (yrs)27.527.530.0
Secondary amount$0$64,015$0
Funding fee$3,503$3,503$0
Note rate6.780%6.780%7.400%
Blended rate6.780%7.207%7.640%
1st payment$4,684.27$4,684.27$5,015.67
2nd payment$0.00$633.48$0.00
Taxes / mo$1,044.92$1,044.92$1,044.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$144.88
HOA / mo$0.00$0.00$0.00
Total monthly$5,945.86$6,579.34$6,422.13
Cash to close$104,260$40,245$80,490