Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$245,426	$245,426	$256,500
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$25,324	$0
Funding fee	$0	$0	$0
Note rate	6.730%	6.730%	7.400%
Blended rate	7.280%	7.710%	7.640%
1st payment	$1,652.41	$1,652.41	$1,775.95
2nd payment	$0.00	$250.60	$0.00
Taxes / mo	$675.67	$675.67	$675.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$117.01	$117.01	$51.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,595.09	$2,845.69	$2,652.92
Cash to close	$39,574	$14,250	$28,500