Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$115,636$115,636$265,500
Remaining term (yrs)25.525.530.0
Secondary amount$0$149,864$0
Funding fee$578$578$0
Note rate3.450%3.450%7.400%
Blended rate3.450%6.018%7.640%
1st payment$567.54$567.54$1,838.27
2nd payment$0.00$999.10$0.00
Taxes / mo$587.78$587.78$587.78
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,305.32$2,304.41$2,629.15
Cash to close$179,364$29,500$29,500