Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$266,742$266,742$278,100
Remaining term (yrs)26.526.530.0
Secondary amount$0$26,808$0
Funding fee$1,334$1,334$0
Note rate6.540%6.540%7.400%
Blended rate6.540%7.027%7.640%
1st payment$1,763.50$1,763.50$1,925.51
2nd payment$0.00$265.29$0.00
Taxes / mo$614.44$614.44$614.44
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.62
HOA / mo$0.00$0.00$0.00
Total monthly$2,527.94$2,793.22$2,745.56
Cash to close$42,258$15,450$30,900