Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$89,752$89,752$202,500
Remaining term (yrs)19.019.030.0
Secondary amount$0$112,748$0
Funding fee$0$0$0
Note rate3.860%3.860%7.400%
Blended rate4.710%6.542%7.640%
1st payment$552.82$552.82$1,402.07
2nd payment$0.00$751.65$0.00
Taxes / mo$526.42$526.42$526.42
Insurance / mo$150.00$150.00$150.00
MI / mo$83.42$83.42$40.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,312.66$2,064.31$2,118.98
Cash to close$135,248$22,500$22,500