Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$132,124	$132,124	$315,000
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$182,876	$0
Funding fee	$661	$661	$0
Note rate	3.670%	3.670%	7.400%
Blended rate	3.670%	6.184%	7.640%
1st payment	$917.92	$917.92	$2,181.00
2nd payment	$0.00	$1,219.17	$0.00
Taxes / mo	$871.62	$871.62	$871.62
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$1,964.54	$3,183.71	$3,290.61
Cash to close	$217,876	$35,000	$35,000