Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$295,977	$295,977	$310,500
Remaining term (yrs)	28.6	28.6	30.0
Secondary amount	$0	$31,773	$0
Funding fee	$1,480	$1,480	$0
Note rate	6.760%	6.760%	7.400%
Blended rate	6.760%	7.256%	7.640%
1st payment	$1,947.79	$1,947.79	$2,149.84
2nd payment	$0.00	$314.42	$0.00
Taxes / mo	$537.25	$537.25	$537.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,635.04	$2,949.46	$2,899.19
Cash to close	$49,023	$17,250	$34,500