Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$216,569	$216,569	$287,550
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$70,981	$0
Funding fee	$1,083	$1,083	$0
Note rate	3.170%	3.170%	7.400%
Blended rate	3.170%	4.609%	7.640%
1st payment	$1,060.27	$1,060.27	$1,990.94
2nd payment	$0.00	$532.36	$0.00
Taxes / mo	$627.08	$627.08	$627.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$57.51
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,837.35	$2,369.71	$2,825.53
Cash to close	$102,931	$31,950	$31,950