Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$289,510	$289,510	$607,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$317,990	$0
Funding fee	$1,448	$1,448	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	2.680%	5.334%	7.640%
1st payment	$1,340.98	$1,340.98	$4,206.21
2nd payment	$0.00	$2,053.68	$0.00
Taxes / mo	$1,154.99	$1,154.99	$1,154.99
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$121.50
HOA / mo	$69.67	$69.67	$69.67
Total monthly	$2,732.31	$4,785.99	$5,719.04
Cash to close	$385,490	$67,500	$67,500